How to Save Money on Prescription Drugs

We all know the cost of medications can add up quickly, especially if you take more than one or are on maintenance drugs. Here are some money-saving tips that might help.

  • Mail order pharmacies. You’ll get a 90-day supply of your medications (saves money) and reduce trips to the pharmacy (saves time and money).
  • Generic over brand. Ask your doctor if there are generic alternatives to your brand name meds.
  • Get your annual wellness exam and take advantage of screenings (diabetes, mammogram, and cardiovascular disease). Early detection costs less to treat and reduces your chances of taking medications for a long period of time.
  • Using a network pharmacy helps lower your out-of-pocket expenses.
  • Review your insurance company’s drug plan (formulary)—the list of all medicines covered. Take the list to your doctor’s appointment or look up prescriptions online anytime.
  • Buying your medicine online also helps save money—just be sure to visit reputable sites. Here are some safety tips from the National Institute on Aging  and the Food and Drug Administration for online prescriptions.

The ongoing cost of prescription drugs can be a challenge. Here are link to resources that might offer assistance if you qualify.

Pharmaceutical Assistance Program
Social Security 
State Health Insurance Assistance Program
Department of Veterans Affairs
Medicare Extra Help Program

Source: National Institute on Aging

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