A woman in a pharmacy selecting over-the-counter medication from a shelf.

HealthTeam Advantage

Over-the-Counter (OTC) Benefit

Think about all the OTC medications and supplies you purchase throughout the year — everything from non-prescription pain relievers and allergy medications to vitamins and first aid kits. These items can get expensive, especially if you are managing a chronic condition and need diabetes care accessories, supplies for wound care, or other OTC items on a regular basis.

To help members with the cost of these supplies, all HealthTeam Advantage plans include a prepaid debit card from NationsBenefits® to purchase OTC items from participating retailers.

A woman in a pharmacy selecting over-the-counter medication from a shelf.

How It Works

  • Members receive a Benefits Mastercard®, a prepaid debit card, in the mail.
  • Once the card is activated, it can be used to purchase a variety of OTC items from participating retailers.
  • The debit card is loaded with an allowance each quarter. (Amounts vary by plan.)
  • Members can roll their allowance to the next quarter, but the entire benefit must be used by the end of the calendar year.