For Members

Dental

Getting regular dental care is important not only for your teeth and gums, but your overall health.

• No annual benefit maximum for Diagnostic and Preventive services, such as oral exams, cleanings, and X-rays. (Frequency and visit limits apply.)
• $0 deductible and $20 office visit copay for Diagnostic and Preventive services. Coinsurance applies for out-of-network services.
• You must use an FCL Dental participating dental provider for in-network coverage to apply.
• Comprehensive services not included unless you signed up for the optional dental rider for an additional monthly fee when you enrolled.
• Please refer to your Evidence of Coverage for details on in- and out-of-network coverage.
• Visit our Find a Provider page to find an FCL Dental provider.
• For claims questions, call FCL Dental at 1-866-756-4470.

Comprehensive Dental Rider

Here are some important reminders if you signed up for the Comprehensive Dental Rider when you enrolled in the Vitality Plan.

• There is a $45 monthly premium for this rider.
• Covers fillings, dentures, partials, crowns, gum treatments, and more.
• $100 per year deductible. Member coinsurance varies based on service.
• $1,500 annual benefit maximum (combined for in- and out-of-network services).

Refer to your Evidence of Coverage for details on covered services.