2026 HealthTeam Advantage Over-the-Counter Benefit
Over-the-Counter (OTC) Benefit
Get OTC products every quarter — at no cost to you.
Our OTC Benefit
Think about all the OTC medications and supplies you purchase throughout the year — from non-prescription pain relievers and allergy medications to vitamins and first aid kits. These items can get expensive, especially if you are managing a chronic condition and need OTC items on a regular basis.
To help with the cost of these supplies, members receive their quarterly allowance preloaded on a debit card through NationsBenefits®, which they use to purchase eligible OTC items from participating retailers or shop online through NationsBenefits.
The Benefits Mastercard® Prepaid Card is issued by The Bancorp Bank N.A., Member FDIC. NationsBenefits is a registered trademark of NationsBenefits, LLC.
Highlights:
- Members receive a prepaid debit card from NationsBenefits® to purchase eligible OTC items.
- Allowance varies by plan, ranging from $50 to $70 per quarter (every 3 months). Funds cannot be rolled over to the next quarter.
Get the Right Plan for You – With Local Medicare Experts
Don’t navigate Medicare alone. Let us review your prescriptions and your list of doctors to see if they’re in-network, explain the benefits, and help you understand the costs – before you enroll.
Call today or book your in-person appointment to get answers you can trust.
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Explore Our Medicare Advantage Benefits
HealthTeam Advantage Medicare Advantage Plans cover everything Medicare Parts A and B cover—plus all the other things you need, like prescriptions, dental, vision, hearing, fitness, and more!