2026 Pharmacy Plan Coverage

Prescription Drug Tiers

Prescriptions / Prescription Drug Tiers

Prescription Drug Tiers for HealthTeam Advantage

Use our Medicare Plan Comparison Tool to Easily Explore Plans

HealthTeam Advantage Plan I (PPO)

Plan Details
  In-Network Retail
  Preferred Pharmacy Standard Pharmacy
 

Up to 30-Day Supply

Up to 100-Day Supply

Up to 30-Day Supply

Up to 100-Day Supply

Tier 1 – Preferred Generic $0 copayment $0 copayment $10 copayment $30 copayment
Tier 2 – Generic $3 copayment $9 copayment $15 copayment $45 copayment
Tier 3 – Preferred Brand 20% coinsurance 20% coinsurance 25% coinsurance 25% coinsurance
Tier 4 – Non-Preferred Drug 35% coinsurance 35% coinsurance 45% coinsurance 45% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 30% coinsurance NA 30% coinsurance NA
  Mail Order
  Up to 30-day supply Up to 100-day supply
Tier 1 – Preferred Generic $0 copayment $0 copayment
Tier 2 – Generic $3 copayment $9 copayment
Tier 3 – Preferred Brand 20% coinsurance 20% coinsurance
Tier 4 – Non-Preferred Drug 35% coinsurance 35% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 30% coinsurance NA

HealthTeam Advantage Plan II (PPO)

Plan Details
  In-Network Retail
  Preferred Pharmacy Standard Pharmacy
 

Up to 30-Day Supply

Up to 100-Day Supply

Up to 30-Day Supply

Up to 100-Day Supply

Tier 1 – Preferred Generic $0 copayment $0 copayment $5 copayment $15 copayment
Tier 2 – Generic $0 copayment $0 copayment $15 copayment $45 copayment
Tier 3 – Preferred Brand 20% coinsurance 20% coinsurance 25% coinsurance 25% coinsurance
Tier 4 – Non-Preferred Drug 35% coinsurance 35% coinsurance 45% coinsurance 45% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 31% coinsurance NA 31% coinsurance NA
  Mail Order
  Up to 30-day supply Up to 100-day supply
Tier 1 – Preferred Generic $0 copayment $0 copayment
Tier 2 – Generic $0 copayment $0 copayment
Tier 3 – Preferred Brand 20% coinsurance 20% coinsurance
Tier 4 – Non-Preferred Drug 35% coinsurance 35% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 31% coinsurance NA

HealthTeam Advantage Vitality Plan (PPO)

Plan Details
  In-Network Retail
  Preferred Pharmacy Standard Pharmacy
 

Up to 30-Day Supply

Up to 100-Day Supply

Up to 30-Day Supply

Up to 100-Day Supply

Tier 1 – Preferred Generic $0 copayment $0 copayment $10 copayment $30 copayment
Tier 2 – Generic $3 copayment $9 copayment $17 copayment $51 copayment
Tier 3 – Preferred Brand 20% coinsurance 20% coinsurance 25% coinsurance 25% coinsurance
Tier 4 – Non-Preferred Drug 35% coinsurance 35% coinsurance 45% coinsurance 45% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 29% coinsurance NA 29% coinsurance NA
  Mail Order
  Up to 30-day supply Up to 100-day supply
Tier 1 – Preferred Generic $0 copayment $0 copayment
Tier 2 – Generic $3 copayment $9 copayment
Tier 3 – Preferred Brand 20% coinsurance 20% coinsurance
Tier 4 – Non-Preferred Drug 35% coinsurance 35% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 29% coinsurance NA

HealthTeam Advantage Diabetes & Heart Care (HMO C-SNP)

Plan Details
  In-Network Retail
  Preferred Pharmacy Standard Pharmacy
 

Up to 30-Day Supply

Up to 100-Day Supply

Up to 30-Day Supply

Up to 100-Day Supply

Tier 1 – Preferred Generic $0 copayment $0 copayment $10 copayment $30 copayment
Tier 2 – Generic $0 copayment $0 copayment $20 copayment $60 copayment
Tier 3 – Preferred Brand 25% coinsurance 25% coinsurance 25% coinsurance 25% coinsurance
Tier 4 – Non-Preferred Drug 40% coinsurance 40% coinsurance 50% coinsurance 50% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 29% coinsurance NA 29% coinsurance NA
Tier 6 – Select Care Drug $0 copayment $0 copayment $0 copayment $0 copayment
  Mail Order
  Up to 30-day supply Up to 100-day supply
Tier 1 – Preferred Generic $0 copayment $0 copayment
Tier 2 – Generic $0 copayment $0 copayment
Tier 3 – Preferred Brand 25% coinsurance 25% coinsurance
Tier 4 – Non-Preferred Drug 40% coinsurance 40% coinsurance
Tier 5 – Specialty Tier (limited to a 30-day supply) 29% coinsurance NA
Tier 6 – Select Care Drug $0 copayment $0 copayment

Definition of the Six Drug Tiers

  • Tier 1 – Preferred Generic: Generic drugs that are available at the lowest cost share
  • Tier 2 – Generic: Generic and some very low-cost brand drugs that are available at a higher cost to you than drugs in Tier 1
  • Tier 3 – Preferred Brand: Generic or brand drugs that are available at a lower cost to you than drugs in Tier 4
  • Tier 4 – Non-Preferred Drug: Generic or brand drugs that are available at a higher cost to you than drugs in Tier 3
  • Tier 5 – Specialty Tier: This is the highest-cost tier. Some injectables and other high-cost drugs
  • Tier 6 – Select Care Drug (only applies to C-SNP plan): Generic or brand drugs that are used to treat or prevent conditions. Specifically, diabetes, cardiovascular disease, and most vaccines.

Formulary Changes

The Medicare program allows HealthTeam Advantage to make changes in our formulary at any time during the calendar year. A change in our formulary can affect which drugs are covered, the amount of copay, and limits on usage. If the plan makes any negative, non-maintenance formulary change, affected members will receive written notice that explains the change; the formulary on our website will also be updated.

For a list of changes made to the formulary, please see the formulary addendum available on the Plan Documents page.

Formulary Restrictions

Some covered drugs may have additional requirements or limits on coverage. These requirements and limits may include prior authorization, step therapy, and quantity limits.

For more information on formulary restrictions, see the Formulary Restrictions page or review your Evidence of Coverage (EOC) document or Comprehensive Formulary available on the Plan Documents page.

Need More Assistance?

Extra Help for
Prescription Costs

You may be able to get extra help pay for your prescription drug premiums and costs. To see if you qualify, call or contact:

1-800-Medicare (1-800-633-4227, TTY 1-877-486-2048). Call anytime.

The Social Security Office at (1-800-772-1213, TTY 1-800-325-0778). Call between 7 a.m. and 7 p.m. ET Monday through Friday.

Visit North Carolina Medicaid Office online.

For more information about gap coverage or other prescription drug benefits, please see your Evidence of Coverage in Plan Documents.

Need to know more about Pharmacy and Drug Coverage with HealthTeam Advantage?