Guide to Understanding Medicare

Medicare Parts, Coverage, and Costs

Guide to Understanding Medicare / Medicare Parts, Coverage, and Costs

Section Outline

Medicare does not cover everything.

Original Medicare provides basic coverage, but there will be gaps in the coverage for initial deductibles for in-hospital coverage, deductibles for Part B, and provider costs plus a 20 percent co-insurance. Plus there are no additional benefits like dental, vision, hearing, and fitness. You will be responsible for a portion of your healthcare costs. Many people enroll in additional coverage options that help pay for costs and benefits not covered by Original Medicare.

Need More Assistance?

Download the Simple Guide to Medicare Booklet

Local Benefit Center

Walk-Ins Welcome

5815 Samet Dr., Suite 107, High Point, NC 27265

HealthTeam Advantage, a product of Care N’ Care Insurance Company of North Carolina, Inc., is a PPO and HMO Medicare Advantage plan with a Medicare contract.  Enrollment in HealthTeam Advantage depends on contract renewal.

Limitations, copayments, and restrictions may apply. Benefits, premiums and/or copayments/coinsurance may change on January 1 of each year. The formulary, pharmacy network, and/or provider network may change at any time. You will receive notice when necessary. Every year, Medicare evaluates plans based on a 5-star rating system.